FOIL, J.
This appeal challenges a trial court's ruling on an insurance coverage issue. We affirm.
BACKGROUND
The facts forming the basis for the coverage issue in this case are undisputed. On March 14, 1996, Jeff Meyer was riding his bicycle when he was struck by a vehicle driven by Gerald Gulotta. Frederick Meyer, Jeff's father and curator, filed this lawsuit stemming from that accident against Gerald Gulotta, Progressive Security Insurance Company...
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