ORDER
HAGEN, District Judge.
Before the court is a motion (# 14) for summary judgment brought by defendant Farmers Insurance Exchange ("Farmers"). Plaintiff has opposed (# 31) and Farmers has replied (# 32). For the reasons stated below, Farmers's motion will be granted.
I. Factual Background
On January 11, 1996, plaintiff Evelyn Collins was injured in an automobile accident while riding as a passenger in her...
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