MEMORANDUM OPINION AND ORDER
KENNELLY, District Judge.
On September 1, 1995, a fire took place at the home of Robert and Lisa Pierce in Tilton, Illinois, located in Vermilion County near Danville. The Pierces made a claim with their property insurer, plaintiff Allstate Insurance Company, whose headquarters are in Cook County, Illinois. Allstate paid the Pierces $89,762.01 on the claim and became subrogated to the Pierces' rights. After investigating...
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