MEMORANDUM OF DECISION AND ORDER
CARTER, District Judge.
This action was brought by the Metayers against PFL Life Insurance Company ("PFL") and, among other relief, asks the Court to hold PFL liable for medical bills incurred by Mr. Metayer. Complaint (Docket No. 1). The Metayers have also commenced an action in state court for medical malpractice against a medical health care provider and concede that the future recovery in the state malpractice action...
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