JOHNSON, Judge.
Meadows Motors, Inc., and its insurer, Universal Underwriters Insurance Company ("Universal"), bring this appeal from the grant of summary judgment to United Services Automobile Association ("USAA") in this declaratory judgment action. Meadows Motors and Universal also appeal the denial of their motion for summary judgment. We affirm.
On June 14, 1994, Diane Chastain and Hector Hood were involved in an automobile accident. At the time of the...
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