McMURRAY, Presiding Judge.
On August 21, 1994, Annette J. George's teenage son, Aubrey George, Jr., was driving his mother's car when it was struck by a train owned by Norfolk Southern Corporation a/k/a Norfolk Southern Railway Company ("Norfolk Southern"). The collision killed the car's 13-year-old passenger, Michael Cox.
In October 1994, Ms. George's insurance carrier, Atlanta Casualty Company ("Atlanta Casualty"), offered Michael Cox's estate ("the estate...
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