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ROSS v. FARMERS INS. GROUP OF COP.

Nos. 97-402, 97-551, 97-2056 and 97-2301.

82 Ohio St.3d 281 (1998)

ROSS, APPELLANT, ET AL., v. FARMERS INSURANCE GROUP OF COMPANIES, APPELLEE. DAVIS, APPELLANT, v. FARMERS INSURANCE GROUP OF COMPANIES, APPELLEE.

Supreme Court of Ohio.

Decided July 1, 1998.

Attorney(s) appearing for the Case

Dyer, Garofalo, Mann & Schultz, Carmine Garofalo and Ronald J. Maurer, for appellants.

Freund, Freeze & Arnold, Christopher W. Carrigg and Stephen V. Freeze, for appellee in case Nos. 97-2056 and 97-2301.

Elk & Elk Co., L.P.A., and Todd O. Rosenberg, urging reversal for amicus curiae, Ohio Academy of Trial Lawyers, in case No. 97-551.

Vogelgesand, Howes, Lindamood & Brunn, P.L.L., and James P. Hanratty, urging affirmance for amicus curiae, Ohio Association of Civil Trial Attorneys, in case No. 97-2056.

DOUGLAS, J.

The question that has been certified for our consideration is as follows: "When does a cause of action for underinsured motorist coverage accrue so as to determine the law applicable to such a claim?" In the cases that are presently before us, the Montgomery County Court of Appeals held that Ross's and Davis's (hereinafter collectively "appellants") rights to underinsured motorist coverage did not accrue until appellants had exhausted the...

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