MEMORANDUM DECISION AND ORDER
CHAPMAN, United States Magistrate Judge.
This matter was heard before Magistrate Judge Rosalyn M. Chapman on March 4, 1998. The plaintiff/counterdefendant Zurich Insurance Company was represented by Craig D. Aronson, attorney-at-law. Defendants/counter-claimants Smart & Final, et. al., were represented by Dennett F. Kouri and Becky J. Belke, attorneys-at-law.
BACKGROUND
I
On October 31, 1997,...
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