OPINION
KING, District Judge.
This action arose when defendant Standard Insurance Company denied plaintiff Howard Fergus's claim under a long-term disability policy. Fergus alleges claims under the Employee Retirement Income Security Act (ERISA), 29 U.S.C. § 1001 et seq. Before the court is defendant's motion for summary judgment (# 12) and plaintiff's cross motion for summary judgment (# 32). For the reasons below, I grant defendant's motion...
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