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  5. 945 S.W.2d 24 (1997)
 

SHELTER GENERAL INS. v. SIEGLER

Nos. 70358, 70435.

945 S.W.2d 24 (1997)

SHELTER GENERAL INSURANCE CO., Plaintiff/Respondent/Cross-Appellant, v. William SIEGLER, William Phegley, Melvin C. Keeven and Laclede Gas Co., Defendants/Appellants/Cross-Respondents.

Missouri Court of Appeals, Eastern District, Division Two.

April 29, 1997.

Attorney(s) appearing for the Case

Amelung, Wulff & Willenbrock, P.C., Timothy J. Gallagher, Robert A. Wulff, Bryce M. Boswell, St. Louis, for Melvin C. Keeven.

Law Offices of Thomas R. Green, Patrick, H. Gadell, St. Louis, for William Siegler.

Joseph H. Mueller, Robyn G. Fox, St. Louis, for Respondent.

PUDLOWSKI, Judge.

This appeal arises from a judgment entered in a declaratory judgment action filed by Shelter General Insurance Company (Shelter). In the declaratory judgment action, Shelter sought a declaration of its rights, duties and obligations under a general liability policy issued to Kenneth J. Siegler and Henry Siegler d/b/a Siegler Brothers Contractors for claims and lawsuits against William Siegler arising out of an accident that occurred July 11, 1989...

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