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HESTER v. ALLSTATE INS. CO.

No. COA96-739.

484 S.E.2d 457 (1997)

Grover A. HESTER, Plaintiff, v. ALLSTATE INSURANCE COMPANY, N.C. Farm Bureau Mutual Insurance Company, Robert S. Lowery and Key Automobile Associates, Defendants.

Court of Appeals of North Carolina.

May 6, 1997.

Attorney(s) appearing for the Case

Hardee & Hardee by G. Wayne Hardee and Charles R. Hardee, Greenville, for plaintiff-appellee.

Ward & Smith, P.A. by Donald S. Higley, II, Greenville, and Ryal W. Tayloe, New Bern, for defendant-appellant Allstate Insurance Company.

Speight, Watson & Brewer by J. Warner Wells, II, and William C. Brewer, Jr., Greenville, for defendant-appellee North Carolina Farm Bureau Mutual Insurance Company.

Wallace, Morris, Barwick & Rochelle, P.A. by Elizabeth A. Heath, Kinston, for defendant-appellee Robert S. Lowery.

EAGLES, Judge.

We first consider whether the trial court erred in concluding that Allstate's insurance policy provided liability insurance coverage for defendant Robert S. Lowery. We hold that the trial court correctly determined that Allstate's policy provides coverage here.

When reviewing an insurance contract, we examine the contract as a whole and effectuate the intent of the parties. Blake v. St. Paul Fire & Marine Ins. Co.,

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