MEMORANDUM OF DECISION
JAMES H. WILLIAMS, Chief Judge.
Presently before the Court is the Complaint of Plaintiff, First Merit Corporation/First National Bank of Ohio (First Merit), seeking a finding of nondischargeability of the unsecured credit card debts of Defendant, Joseph Falcone, under Sections 523(a)(2)(A), (B) and (C) of Title 11 of the United States Code. A trial was conducted on February 25, 1997, and the matter was taken under advisement. For the...
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