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IN RE BRYAN

Bankruptcy No. 95-11365-GHB, Adversary Proceeding No. 96-5103.

208 B.R. 162 (1997)

In re Melissa L. BRYAN, Debtor. FIRST CITIZENS NATIONAL BANK, Plaintiff, v. Melissa Louise BRYAN, Defendant.

United States Bankruptcy Court, W.D. Tennessee. Eastern Division.

April 17, 1997.

Attorney(s) appearing for the Case

Mark D. Johnston, Dyersburg, TN, for Plaintiff.

Albert B. Merkel, Jackson, TN, for Debtor/Defendant.

MEMORANDUM OPINION AND ORDER RE COMPLAINT TO DETERMINE DISCHARGEABILITY OF DEBT

G. HARVEY BOSWELL, Bankruptcy Judge.

On May 28, 1996, First Citizens National Bank ("Bank") filed a Complaint to Determine Dischargeability of Debt. In the complaint, the Bank alleges that the debtor should be denied a discharge pursuant to 11 U.S.C. § 523(a)(6). Specifically, the Bank avers that the debtor caused abusive depreciation to the automobile by tearing out its...

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