Crimmins, J.
Plaintiff Hanover Insurance Co. ("Hanover") brings an action against the Massachusetts Bay Transportation Authority ("MBTA") and Denise Duncan for reimbursement for personal injury protection ("PIP") benefits paid to Hanover's insured operator of a motor vehicle involved in a collision with an MBTA bus. It was stipulated that the MBTA's driver's negligence caused the collision and the resultant injuries sustained by Lund, the operator.
Hanover...
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