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AMERICAN STATES INS. CO. v. HARTFORD CAS. INS. CO.

No. 95-3232.

950 F.Supp. 885 (1997)

AMERICAN STATES INSURANCE CO., Plaintiff, v. HARTFORD CASUALTY INSURANCE CO., Defendant. HARTFORD CASUALTY INSURANCE CO., Counter-Plaintiff, v. AMERICAN STATES INSURANCE CO., Counter-Defendant.

United States District Court, C.D. Illinois, Springfield Division.

January 16, 1997.

Attorney(s) appearing for the Case

Joseph A. Duesterhaus, James L. Palmer, Quincy, IL, for plaintiff.

Robert E. Gillespie, William P. Hardy, John E. Nolan, Springfield, IL, for defendant.

OPINION

RICHARD MILLS, District Judge:

Two insurance companies.

Declaratory judgment.

If one drives a used car dealer's automobile for nearly four months, is it a "test drive?"

We cannot so hold.

I. FACTS

On April 30, 1993, Ronald Crook was driving a 1986 Ford Taurus southbound on U.S. Highway 61 in Ralls County, Missouri, when his vehicle collided head-on...

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