MEMORANDUM
BLAKE, District Judge.
Plaintiffs North American Specialty Insurance Company ("North American") and National Marine Underwriters ("NMU") have brought a declaratory judgment action against defendants Warren Kim Savage and Joanna Maxine Carillo related to a marine insurance policy issued to Mr. Savage. Cross-motions for summary judgment have been filed. For the reasons stated below, plaintiffs' motion for summary judgment will be granted...
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