MEMORANDUM OPINION
JOSEPH H. YOUNG, Senior District Judge.
This suit arises from a dispute between Nationwide Mutual Fire Insurance Company ("Nationwide") and Arnold Mekiliesky ("Mekiliesky") over whether an insurance policy issued by Nationwide covers a pending lead poisoning case filed against Mekiliesky in the Circuit Court for Baltimore City. A two-day non-jury trial was held May 27-28, 1997. The findings of fact and conclusions of law as stated...
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