OPINION OF THE COURT
FLAHERTY, Chief Justice.
Louis and Sarah Trout owned a forty acre farm on which they kept a 1965 model pickup truck. The truck was not registered and it had not been used on the highway since 1976. On July 28, 1993, Robert Swartz, a visitor at the Trout farm, was injured when the truck lunged forward while Louis Trout, who was working on the truck, attempted to start it.
The Trouts were insured by Union Mutual under a homeowners...
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