JOHNSON, Judge.
Terry Matjoulis had a car insurance policy with Integon General Insurance Corporation which included collision damage coverage. When Matjoulis left her car at a garage for service, the garage rented a Toyota Camry for her to use. Matjoulis totaled the Camry in a one-car accident. Integon refused to pay for the Camry, claiming Matjoulis' policy provided only liability coverage, not collision damage coverage, for "temporary substitute" vehicles. Integon...
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