MEMORANDUM OPINION AND ORDER
DAVIS, District Judge.
This is a declaratory judgment action in which Plaintiff St. Paul Fire and Marine Insurance Company ("St.Paul") seeks a declaration that the claim asserted by Defendant George Dress ("Dress") against its insured, National Real Estate Clearinghouse ("National"), is not covered under the applicable insurance policy. Currently before the Court is the motion of St. Paul for summary judgment.
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