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IN RE HOWARD

Bankruptcy No. 96-22512.

212 B.R. 864 (1997)

In re Robert Eugene HOWARD and Callie Stewart Howard, Debtors.

United States Bankruptcy Court, E.D. Tennessee.

July 15, 1997.

Attorney(s) appearing for the Case

Dean Greer, Kingsport, TN, for Robert and Callie Howard.

Norman B. Jackson, Knoxville, TN, for Associates Financial Services Company, Inc.

Jerry W. Laughlin, Rogers, Laughlin, Nunnally, Hood & Crum, Greeneville, TN, for Consumer Credit Union.

N. David Roberts, Bailey, Roberts & Bailey, P.L.L.C., Knoxville, TN, for C. Kenneth Still, Chapter 12 Trustee.

MEMORANDUM

MARCIA PHILLIPS PARSONS, Bankruptcy Judge.

This chapter 12 case came before the court on May 13, 1997, for a hearing on confirmation of the debtors' proposed second plan of reorganization and the objections thereto filed by C. Kenneth Still, the chapter 12 trustee (the "Trustee"), Associates Financial Services Company, Inc. ("Associates"), and Consumer Credit Union ("Consumer").

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