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HARTFORD FIRE INS. CO. v. MARYLAND NATIONAL BANK, N.A.

Misc. No. 21, Sept. Term, 1995.

671 A.2d 22 (1996)

341 Md. 408

HARTFORD FIRE INSURANCE CO. v. MARYLAND NATIONAL BANK, N.A.

Court of Appeals of Maryland.

February 7, 1996.

Attorney(s) appearing for the Case

Robert W. Ludwig, Jr. (C. Erik Gustafson, Ludwig & Welch, P.L.L.C., on brief), Washington, DC, for Appellant.

Jefferson V. Wright (E. Hutchinson Robbins, Jr., Kimberly L. Limbrick, Miles & Stockbridge, on brief), Baltimore, for Appellee.

Argued before MURPHY, C.J., and ELDRIDGE, RODOWSKY, CHASANOW, KARWACKI, BELL and RAKER, JJ.

MURPHY, Chief Judge.

In this case, we determine whether a drawer can bring suit against a depositary bank when (1) it accepts a check with no indorsement for deposit into an account other than that of the named payee or (2) when the depositary bank accepts a check in violation of a restrictive indorsement.

I

From 1969 to 1993, Eugene Carbaugh served as the head of the accounts payable department of the Prince George's County Board of Education (the...

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