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J. JOSEPHSON v. CRUM & FORSTER

293 N.J. Super. 170 (1996)

679 A.2d 1206

J. JOSEPHSON, INC., PLAINTIFF-RESPONDENT, v. CRUM & FORSTER INSURANCE COMPANY, FIREMAN'S FUND INSURANCE COMPANY, LUMBERMEN'S MUTUAL CASUALTY COMPANY, PACIFIC EMPLOYERS INSURANCE COMPANY AND ZURICH-AMERICAN COMPANY, DEFENDANTS, AND HARTFORD INSURANCE GROUP, DEFENDANT-APPELLANT.

Superior Court of New Jersey, Appellate Division.

Decided August 6, 1996.

Attorney(s) appearing for the Case

Michael F. O'Neill argued the cause for appellant (Purcell, Ries, Shannon, Mulcahy & O'Neill, attorneys; Susan R. Rubright, on the brief).

Ellis Medoway argued the cause for respondent (Archer & Greiner, attorneys; Mr. Medoway and Edward C. Laird, on the brief).

Before Judges KING, LANDAU and KLEINER.

The opinion of the court was delivered by KING, P.J.A.D.

This pollution insurance coverage dispute presents several issues for resolution. We conclude that the Law Division judge: (1) correctly decided that New Jersey's substantive law applied even though the waste disposal was in the Commonwealth of Pennsylvania; (2) correctly construed the implications of the comprehensive general liability policy (CGL) in the circumstances of the lawful disposal of hazardous waste...

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