MEMORANDUM OPINION
DE MENT, District Judge.
Before the Court is defendant American General Life & Accident Insurance Company's motion filed December 11, 1995, for summary judgment. Plaintiff James E. Cook filed a response in opposition on February 9, 1996. The defendant then filed a reply to the plaintiff's response on March 11, 1996. After careful consideration of the arguments of counsel, the relevant case law and the record as a whole, the...
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