DECISION AND ORDER GRANTING SUMMARY JUDGMENT
REYNOLDS, District Judge.
This is not a case about the defendants' morality, nor is this a case about the plaintiffs' sophistication, nor is it a case about common-law notions of obligation. This is a case about whether federal or Wisconsin law governs the rent-to-own contracts used by Thorn America, Inc. ("Rent-a-Center") and, if the Wisconsin Consumer Act ("WCA"), Wis. Chs. 421-427, covers them, whether Rent...
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