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GEICO GENERAL INS. CO. v. HOWARD

928 S.W.2d 443 (1996)

GEICO GENERAL INSURANCE COMPANY, Plaintiff-Appellee, v. Dusti Dawn HOWARD, Pat Howard and wife Penne Howard, Ray Gabrielle Cox, and John P. Howard and wife Maria S. Howard, Defendants-Appellants. The FARMERS AUTOMOBILE INSURANCE ASSOCIATION, an Illinois Corporation, Plaintiff-Appellee, v. Dusti Dawn HOWARD, Pat Howard and wife, Penne Howard, Ray Gabrielle Cox, and John P. Howard and wife, Maria S. Howard, Defendants-Appellants.

Court of Appeals of Tennessee, Eastern Section.

Permission to Appeal Denied September 9, 1996.

Attorney(s) appearing for the Case

J. William Coley, Hodges Doughty & Carson, Knoxville, for Plaintiff-Appellee, GEICO General Insurance Company of America.

Roger L. Ridenour, Clinton, for Defendant-Appellant, Ray Gabrielle Cox.

W. Clark Meredith, Joyce, Meredith, Flitcroft & Normand, Oak Ridge, for Defendants-Appellants, Dusti Dawn Howard, Pat Howard, and Penne Howard.

Robert M. Chemers and John M. McGregor, Pretzel & Stouffer, Chartered, Chicago, Illinois, Rockforde D. King, Egerton, McAfee, Armistead & Davis, Knoxville, for Plaintiff-Appellee, The Farmers Automobile Insurance Association.

Permission to Appeal Denied by Supreme Court September 9, 1996.

OPINION

FRANKS, Judge.

These declaratory judgment actions arose as a result of a single car accident.

GEICO General Insurance Company of America ("GEICO") had issued a family automobile insurance policy to Ernest P. Howard, and the Farmers Automobile Insurance Company Association ("Farmers") had issued a policy of insurance to John P. Howard. Both policies were in force...

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