WILNER, Chief Judge.
When Henrietta Stegmaier died on November 19, 1993, she owned 2,381 shares of stock in First Financial Corporation of Western Maryland along with options to purchase an additional 2,070 shares at $10/share. Her Will, dated April 6, 1993, contained the following bequest:
(i) Two Thousand Shares (2,000) to Rosemary Diaz;
(ii) One Thousand...
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