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HOMESTEAD INS. v. AM. EMPIRE SURPLUS LINES INS.

Docket No. B083676.

44 Cal.App.4th 1297 (1996)

52 Cal. Rptr.2d 268

HOMESTEAD INSURANCE COMPANY, Cross-complainant and Appellant, v. AMERICAN EMPIRE SURPLUS LINES INSURANCE COMPANY, Cross-defendant and Respondent.

Court of Appeals of California, Second District, Division Three.

April 26, 1996.

Attorney(s) appearing for the Case

COUNSEL

Zimmerman & Kahanowitch, Brian F. Zimmerman and Dee-Ann Jenkins for Cross-complainant and Appellant.

Sonnenschein, Nath & Rosenthal, Michael A. Barnes and Gregory L. Smith for Cross-defendant and Respondent.

OPINION

KITCHING, J. —

INTRODUCTION

"Claims made" insurance policies limit coverage to claims made during the policy period. An insurer thus bears responsibility only for the allowable claims filed during its policy period. Two insurers issued one-year policies to the insured, an escrow company. One complaint was filed against the escrow company during each of the...

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