SMITH, Judge.
The parties to this appeal are uninsured motorist (UM) carriers disputing priority of coverage. Granting summary judgment to Premier Insurance Company (Premier), the trial court found that Southern Guaranty Insurance Company (Southern Guaranty) provided primary UM coverage to Saundra and Gerald Buckner for an automobile accident occurring between Ms. Buckner and Marc Golgan. Southern Guaranty appeals. For the reasons discussed below, we affirm.
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