OPINION
REBECCA BEACH SMITH, District Judge.
This matter is before the Court on appeal from the Memorandum Opinion and Order of the United States Bankruptcy Court for the Eastern District of Virginia, entered February 9, 1995.
I. Factual and Procedural Background
Appellee Tracy Marie Gibson ["Debtor"] filed a Chapter 13 bankruptcy petition on July 22, 1994. On October 19, 1994, Ms. Gibson filed a complaint against the Commonwealth...
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