CARLEY, Justice.
The following is a simplified statement of the facts relevant to the resolution of this case:
After Talmadge Stuckey opened accounts at First Union National Bank of Florida (First Union) and Citizens Bank and Trust Company (Citizens), he and a Citizens' employee engaged in a check kiting scheme resulting in a loss to First Union. First Union sought to recoup this loss by bringing suit against Stuckey. In that suit, First Union obtained a consent...
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