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STAMPS v. N.J. AUTO. FULL INS.

279 N.J. Super. 485 (1995)

653 A.2d 587

SHIRLENE SPENCER STAMPS, PLAINTIFF-APPELLANT, v. NEW JERSEY AUTOMOBILE FULL INSURANCE UNDERWRITING ASSOCIATION, DEFENDANT-RESPONDENT.

Superior Court of New Jersey, Appellate Division.

Decided February 17, 1995.

Attorney(s) appearing for the Case

Margulies, Wind, Herrington & Katz, attorneys for appellant (Clifford A. Herrington, on the brief).

Edward P. Papalia, Jr., attorney for respondent (Joseph J. Michalowski, on the brief).

Before Judges SHEBELL, SKILLMAN and KLEINER.

The opinion of the court was delivered by SKILLMAN, J.A.D.

Plaintiff suffered personal injuries on July 31, 1990, when her automobile collided with an uninsured truck. On the date of this accident, plaintiff had an automobile liability insurance policy issued by defendant. When she applied for this insurance coverage, plaintiff elected the "verbal threshold" under which she could seek recovery for "noneconomic loss" only in the circumstances specified in N.J.S...

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