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SUSQUEHANNA BANCSHARES, INC. v. NAT. UNION FIRE INS. CO.

442 Pa.Super. 281 (1995)

659 A.2d 991

SUSQUEHANNA BANCSHARES, INC. and The Citizens National Bank of Greencastle, Appellants, v. NATIONAL UNION FIRE INSURANCE COMPANY OF PITTSBURGH, Appellee.

Superior Court of Pennsylvania.

Filed April 25, 1995.

Reargument or Reconsideration Denied July 7, 1995.

Attorney(s) appearing for the Case

M. Duncan Grant, Philadelphia, for appellants.

Melvin Shuster, Philadelphia, for appellee.

Before BECK, HUDOCK and BROSKY, JJ.

HUDOCK, Judge:

In this appeal we must interpret the phrase "manifest intent" as used in a fidelity bond which protects a bank from losses caused by an employee acting with the "manifest intent" to cause such losses.

In September, 1986, Citizens National Bank of Greencastle (the Bank)1 sustained losses in excess of $1.4 million as a result of defaulted trailer truck loans made to seventeen truckers through its installment lending...

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