OPINION
CONTRERAS, Judge.
State Farm Fire and Casualty Company ("State Farm") brought a declaratory judgment action against both its insureds, Jack Brown and his wife ("Brown"), and a child molestation victim and her mother. The child and her mother previously had filed a civil tort action against Brown for injuries suffered from molestations perpetrated by Brown. Brown held a State Farm homeowner's insurance policy, and State Farm defended Brown in the...
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