[Opinion certified for partial publication.
INTRODUCTION
Community property is liable for debts incurred by either spouse during marriage. (Fam. Code, § 910, formerly Civ. Code, § 5120.110, subd. (a).) But exactly when is a debt "incurred"? The Family Code provides that "[i]n the case of a contract," it is "at the time the contract is made." (Fam...
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