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NATIONAL FARMERS v. UNIVERSAL

No. 18892.

534 N.W.2d 63 (1995)

NATIONAL FARMERS UNION PROPERTY AND CASUALTY COMPANY, Plaintiff and Appellee, v. UNIVERSAL UNDERWRITERS INSURANCE COMPANY, Defendant and Appellant.

Supreme Court of South Dakota.

Decided July 5, 1995.

Attorney(s) appearing for the Case

Chester A. Groseclose of Richardson, Groseclose, Wyly, Wise & Sauck, Aberdeen, for plaintiff and appellee.

Rodney Freeman, Jr. of Churchill, Manolis, Freeman, Kludt and Kaufman, Huron, for defendant and appellant.

MILLER, Chief Justice.

Appellant Universal Underwriters Insurance Company (Universal) appeals the trial court's decision upholding a "driver restriction" in an automobile insurance policy issued by National Farmers Union Property and Casualty Company (National Farmers). We affirm.

FACTS

The parties stipulated to the facts before the trial court. In Aberdeen, South Dakota, on June 24, 1990, an automobile driven by Kelvin Elsing (Kelvin) collided with...

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