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IN RE BEQUETTE

Bankruptcy No. 93-31018. Adv. No. 94-3109.

184 B.R. 327 (1995)

In re William W. BEQUETTE and Debra L. Bequette, Debtors. James W. McROBERTS and Mercantile Bank of St. Louis, N.A., Plaintiffs, v. S.I.V.I., 1801 North Belt West, Belleville, IL 62223, Defendant.

United States Bankruptcy Court, S.D. Illinois.

July 7, 1995.

Attorney(s) appearing for the Case

James W. McRoberts, Trustee, Belleville, IL.

John F. Sutherland, St. Louis, MO, for PLT Mercantile Bank.

John Johnston, Belleville, IL, for debtors.

Keith W. Kibler, Marion, IL, Lawrence Taliana, Edwardsville, IL, and John Vassen, Belleville, IL, for defendant.

OPINION

KENNETH J. MEYERS, Bankruptcy Judge.

Chapter 13 debtors, William and Debra Bequette, failed to pay their 1989 real estate taxes on two parcels of property owned by them in St. Clair County, Illinois. One parcel was improved with a mobile home, while the adjacent parcel was vacant. The mobile home was subject to a lien in favor of Mercantile Bank of St. Louis N.A. ("Bank"), which was perfected by notation on the mobile home's certificate of...

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