OPINION AND ORDER EXCEPTING DEBTS FROM DISCHARGE
WALTER J. KRASNIEWSKI, Bankruptcy Judge.
This matter is before the Court upon Randolph L. Cobb's ("Debtor") complaint to determine dischargeability of his educational debts to the University of Toledo ("Toledo"), the Ohio Student Aid Commission ("OSAC") and the United States Department of Education ("USA") under 11 U.S.C. § 523(a)(8). Upon consideration of the evidence adduced at trial, the Court finds...
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