OPINION
FRYE, District Judge:
The matters before the court are (1) the motion for summary judgment filed by the plaintiff, Safeco Insurance Company of America (Safeco) (# 16); and (2) the joint motion for summary judgment filed by the defendants, William and Lauri Clifford and Wendy and Tom Peterson (# 24).
FACTS
William and Lauri Clifford obtained Oregon Homeowners Policy Special Form Policy No. OP389533 (hereinafter referred to as "the...
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