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DIAMOND STATE INS. v. HOMESTEAD INDUSTRIES

No. 24223.

456 S.E.2d 912 (1995)

DIAMOND STATE INSURANCE COMPANY, Appellant, v. HOMESTEAD INDUSTRIES, INC., Peggy A. Via, as Administratrix of the Estate of Timothy L. Via, Respondents.

Supreme Court of South Carolina.

Decided April 3, 1995.

Rehearing Denied May 3, 1995.

Attorney(s) appearing for the Case

C. Mitchell Brown and M. Clifton Scott both of Nelson, Mullins, Riley & Scarborough, Columbia, for appellant.

Paul R. Hibbard of Johnson, Smith, Hibbard & Wildman and Charles J. Hodge of Hodge Law Offices, Spartanburg, for respondents.

Creighton B. Coleman of Whaley, McCutchen, Blanton & Rhodes, Columbia, for amicus curiae Gulf Ins. Group.

Walter Bilbro, Jr. of Walter Bilbro, Jr. & Associates, Charleston, for amicus curiae Nat. Ass'n of Professional Surplus Lines Offices, Ltd.

William Howell Morrison and Frederick Theodore LeClercq both of Holmes & Thomson, Charleston, for amicus curiae Employers Reinsurance Corp.

TOAL, Justice:

Diamond State appeals the circuit judge's finding that its commercial liability policy with Homestead provides $500,000 aggregate coverage for bodily injury resulting from products hazards and a separate $500,000 aggregate coverage for bodily injury resulting from completed operations hazard. We reverse.

FACTS

Timothy Via was electrocuted at the Long Mile Rubber Company in Spartanburg, South...

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