MEMORANDUM OPINION AND ORDER
HADEN, Chief Judge.
On September 7, 1994 Defendant Travelers issued a blanket property insurance policy covering Plaintiff Gatewood Lumber's business properties, including a sawmill located in Parkersburg, Wood County, West Virginia. This action had its genesis in a fire that destroyed a portion of the sawmill on September 24, 1994. At the time, the sawmill was occupied by Gatewood's tenant, J & S Hardwoods, Inc.,...
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