MEMORANDUM OPINION AND ORDER
JOHN B. JONES, Senior District Judge.
Both parties made motions for summary judgment and they came on for hearing on December 11, 1995.
Background
The defendant Pacific Employers Insurance Company (Pacific) insured a company named Tri-State Electric (Tri-State) under a commercial general liability policy (CGL). The plaintiff Crum and Forster Insurance Company (Crum) insured Tri-State under an umbrella...
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