MEMORANDUM OPINION
WILLIAMS, District Judge.
This action was commenced by Mark E. Richards, M.D., against Donna Engelberger (hereinafter "Ms. Engelberger") to recover the cost of services he provided in performing a bilateral mammoplasty reduction (hereinafter "breast reduction") on Ms. Engelberger. Ms. Engelberger filed a third party claim against Best Life Assurance Company of California (hereinafter "Best Life") seeking damages under a breach of...
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