MEMORANDUM AND ORDER
SMALKIN, District Judge.
This is a diversity car-crash case. The plaintiff is the niece of the driver, who was allegedly run off the road by a "phantom driver." In the crash that followed, plaintiff was injured. She has now sued her aunt and the aunt's insurer. Count II asserts a tort claim against the insurer for bad-faith failure to settle the uninsured motorist claim pressed by the niece/plaintiff.
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