ORDER
OWENS, Chief Judge.
Before the court are cross motions for partial summary judgment. After careful consideration of the arguments of counsel, the relevant case law, and the record as a whole, the court issues the following order.
FACTS
In November 1990, John H. Simmons, president of Interstate Ford in Forsyth, Georgia, applied to Universal Underwriters Insurance Company ("Universal") on behalf Regional Sales, Inc. (...
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