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WHITE v. ALLSTATE INS. CO.

No. 2141.

442 S.E.2d 195 (1994)

Sarah J. WHITE, as Personal Representative of the Estate of Randall E. White, Appellant, v. ALLSTATE INSURANCE COMPANY, Respondent.

Court of Appeals of South Carolina.

Decided February 22, 1994.

Rehearing Denied April 21, 1994.

Attorney(s) appearing for the Case

Melvin L. Roberts and Ivan N. Walters, Melvin L. Roberts & Associates, York, for appellant.

John S. Wilkerson, III, and Michael S. Hopewell, Turner, Padget, Graham & Laney, Florence, for respondent.

HOWELL, Chief Judge.

Sarah J. White, as personal representative of the estate of Randall E. White, appeals from a ruling that Allstate Insurance Company made a valid offer of underinsured (UIM) motorist coverage to Randall White. We reverse and remand.

In 1988, Randall White bought a liability policy covering two vehicles. Allstate claims that when White renewed the policy, it mailed a renewal declaration sheet and billing

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