SMITH, Judge.
Angela Marie Knowles brought suit to recover the proceeds of her late mother's life insurance policy. Knowles was the named beneficiary of the policy, which was issued by appellee Old Spartan Life Insurance Company. The complaint acknowledges that Old Spartan paid the proceeds under the policy to Knowles's father as her "custodian." Knowles also joined as defendants her stepmother and her late father's estate on the ground that while alive the father...
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