MEMORANDUM AND ORDER
VAN BEBBER, District Judge.
This is a declaratory judgment action brought by Citizens Insurance Company of America and Hanover Insurance Company to determine whether the business auto policy and the commercial umbrella liability policy issued by the plaintiffs provide coverage under the policies' omnibus clauses to the defendant Ronald Charity. Jurisdiction is based on diversity of citizenship pursuant to 28 U.S.C. § 1332...
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