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  5. 849 F.Supp. 839 (1994)
 

UNGER v. LIBERTY MUT. INS. CO.

No. CV 92-4970 (ADS).

849 F.Supp. 839 (1994)

Larry UNGER, Plaintiff, v. LIBERTY MUTUAL INSURANCE COMPANY, Defendant.

United States District Court, E.D. New York.

March 21, 1994.

Attorney(s) appearing for the Case

Daniel S. Komansky, Huntington Station, NY, for plaintiff.

Shapiro, Shiff, Beilly, Rosenberg & Fox by Steven Pepperman and Beth Shapiro, New York City, for defendant Liberty Mut. Ins. Co.

MEMORANDUM AND ORDER

SPATT, District Judge.

This is an action to recover property damages for losses under a "standard flood insurance policy" ("the policy") resulting from two floods occurring on October 30, 1991 and December 11, 1992. The plaintiff owns a single family residence located at 78 Arizona Avenue in Long Beach in Nassau County.

The following facts were agreed upon by both parties by stipulation:

First, that an insurance...

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