MEMORANDUM OPINION
DOWD, District Judge.
This case is before the Court on cross motions for summary judgment of plaintiff Kenneth M. Romstadt, as assignee for Tracy Smith, and defendant Allstate Insurance Company, and the numerous oppositions and replies of the parties. This Court's jurisdiction is pursuant to 28 U.S.C. § 1332.
I. FACTUAL BACKGROUND
This is a bad faith insurance claim that arises out of an...
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